RMG Life Information Important to Every One
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There are many types of loans in RMG sectors from Bangladesh Bank and his delar bank also. When any garments company and other companies fall into a liquidity crisis they need to finance from banks and financial institutions. Not only liquidity crisis, but it will also be machinery import convert small to big tenure, etc.
Financing is the most important part or heart of companies life. Profit maximization is the common process to increase profit through tricky financings, Like GTF, EDF & PC.
The below table is the main terms of loans from various banks. If you have to face any problem understanding the terms of the loan, please feel free to comment in the comment box. I will give the answer as soon as possible.
| Funded Loan: |
| Types of Loan- |
| BAI SALAM (ECC) |
| Bai-salam (ECC) |
| EDF (EXPORT) |
| EDF (IMPORT) |
| GTF (IMPORT) |
| HP (Inner of LC) |
| IBB (Mach) |
| IBB (Transport) |
| IBB-Others (COVID-WS) |
| LDBP |
| TR/Murabaha TR |
| MPI |
| MTR/MPI |
| OBU (MDB) |
| OD (FSF) |
| Over Draft |
| Overdraft |
| PC |
| SGT |
| SOD (EDF) |
| SOD (FO) |
| Term Loan (BDT)-Specific-Non Revolving |
| Term Loan (GTF)-Specific (USD 2.57 Million) |
| Time Loan (Inner of PC) |
The loans are two types funded & none funded.
Funded- The loans when the company take fund from the bank and pay them with interest as a percentage base and the loan has a time limit is called a funded loan.
| None Funded |
| Types of Loan |
| BTB LC |
| ABP |
| LC (CASH) |
| ABP (CASH) |
| ABP (UPAS) |
| ABP (Accepted bills for payments) |
| Bank Guarantee |
| BTB Bill |
| Others LC Inland |
None Funded Loan- The loans when the company takes fund from the bank create only liabilities and pay them without interest and a percentage of the loan that has a time limit also is called a none funded loan.
